Financial Services & Education for Government Employees
empowering federal employees to maximize their unique benefits & plan for a secure financial future Workshops
For Federal
Employees
Federal employees have access to valuable programs such as the Federal Employees Retirement System (FERS), the Civil Service Retirement System (CSRS), the Federal Employee Group Life Insurance (FEGLI), the Federal Employee Health Benefits Program (FEHB), and the Thrift Savings Plan (TSP) — but understanding how these pieces fit together can be complex. That’s where we come in.
Our experienced team helps you make informed decisions about your benefits, investments, and long-term goals, so you can retire with confidence and peace of mind, knowing that you and your family will have the best strategy to meet your needs and wants.
Our Comprehensive Approach Includes:
covering all key programs and guidance topics
navigating federal retirement
Understanding your federal retirement benefits is essential for long-term success. We’ll help you evaluate FERS and CSRS options, calculate projected retirement income, coordinate Social Security benefits, maximize your investment strategies in TSP and plan for TSP rollovers and withdrawals when changing agencies or leaving service.
FEGLI Strategies
Let’s make sure you have the right plan, have elected the correct options and are spending money wisely. We want to be sure you understand how FEGLI works while working and how the cost structure will change. Is FEGLI appropriate for you carry it beyond your career and into retirement? Did you know there are no cost options in the FEGLI plan?
FEHB
One of the best parts of your retirement system is health insurance for the rest of your life. It’s important to know how the plan works while working and what your options are in retirement to ensure your spouse will covered if something happened to you.
Maximizing Your Thrift Savings Plan (TSP)
Your TSP is one of your most powerful financial tools. We’ll help you maximize contributions, take advantage of employer matching, and select investment strategies that align with your risk tolerance and retirement timeline.
planning for life’s transitions
Career transitions — whether a promotion, agency transfer, or retirement — can significantly impact your financial outlook. We’ll guide you through each step, ensuring you understand how every change affects your overall plan and helping you make confident decisions along the way.
At Detroit Financial & Feducate, we believe financial planning for government employees should be clear, straightforward, and empowering.
Our goal is to help you understand your benefits, make informed choices, and create
a path toward lasting financial security.